The objective of the Experian Business Credit Score (aka: Experian Intelliscore PlusSM) is to predict seriously derogatory payment behavior.
| Score Range | Risk Level |
| 1-10 | High Risk |
| 11-25 | Medium to High Risk |
| 26-50 | Medium Risk |
| 51-75 | Low to Medium Risk |
| 76-100 | Low Risk |
The Experian Business Credit Score is calculated by a statistically derived algorithm, designed to determine risk based on multiple factors including:
Credit: Number of trade experiences, balances outstanding, payment habits, credit utilization and trends over time
Public Records: Recency, frequency and dollar amounts associated with liens, judgments or bankruptcies
Demographic Information: Years on file, Standard Industrial Classification (SIC) code and business size
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